Why is Medical Malpractice Insurance Necessary?
Healthcare professionals understand how serious the threat of a medical malpractice claim can be. It is important to avoid medical malpractice claims at all costs. Even when damages are not awarded, legal fees, expert testimony, and court costs for these often complex cases can be astronomical. The risk to a practice’s bottom line is real, and medical malpractice insurance is designed to cover that risk.
It is important to also note that the medical malpractice insurance independent doctors receive through their employers often comes with significant gaps that still leave room for exposure. Supplementing employer policies with individual medical malpractice insurance can help cover those gaps.