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Insurance 101

General Liability Insurance for Home Health Agencies: What’s Covered?

General liability insurance protects home health agencies from financial losses due to third-party claims involving bodily injury, property damage, or personal injury. Suracy offers tailored, affordable multiline insurance solutions that focus on compliance and risk management specific to home health providers. General liability insurance is essential for home health agencies […]

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Is Liquor Liability Required for Restaurants and Bars?

If your restaurant, bar, brewery, winery, or other hospitality business serves alcohol, liquor liability insurance is one of the most important coverages you should consider. While requirements vary by state and local jurisdiction, liquor liability coverage is often necessary to satisfy licensing requirements and protect your business from the significant […]

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What Causes a Business Insurance Non-Renewal?

A non-renewal happens when your insurance carrier decides not to offer you coverage for the next policy period. Unlike a cancellation — which ends a policy mid-term — a non-renewal occurs at the end of the policy cycle, and carriers are typically required to give 30 to 60 days advance […]

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